Last Updated: July 15, 2026

Welcome to Eterna. By accessing or using our website and services, you agree to comply with and be bound by the following Terms of Service. Please read them carefully.

1. Acceptance of Terms

By using this platform, you certify that you are at least 18 years old and legally competent to enter into this agreement. If you do not agree to these terms, you must discontinue use of our website immediately.

2. Services Offered

Eterna provides an online platform for users to explore, compare, and apply for life insurance, final expense protection, and related digital solutions. All applications submitted through the platform are subject to standard underwriting and approval processes.

3. Accuracy of Information

You agree to provide true, accurate, current, and complete information when using our online quote tools or submitting an application. Providing false information may result in the immediate cancellation of your application or policy invalidation.

4. Intellectual Property

All content, design assets, logos, text, and graphics on this website are the exclusive property of Eterna and are protected by applicable copyright and trademark laws. Unauthorized reproduction or distribution is strictly prohibited.

5. Limitation of Liability

Eterna and its affiliates will not be liable for any direct, indirect, incidental, or consequential damages resulting from your use of, or inability to use, this website, including but not limited to system delays, data transmission errors, or reliance on information provided on the platform.

6. Modifications to Terms

We reserve the right to modify these Terms of Service at any time without prior notice. Continued use of the platform following any changes constitutes your acceptance of the updated terms.